Small Business Financing
How Does a Merchant Cash Advance Work?
Small business financing after an endless cycle of rejections can seem impossible. Banks will outright refuse you a loan, if you operate in a “high risk” field, without even considering your credit history. This can be very frustrating and a very significant roadblock on the way to expanding your business, increasing bottom line profits and moving forward successfully. The problem is that there’s nothing you can do about it. If you work in one of these “high-risk fields,” if you don’t get a loan, you’re out of luck.
Restaurants are often denied loans because they’re one of those businesses deemed “high risk” by primary lenders. If you’re not looking for small business financing for a restaurant, but you’re involved in another point of sale business, chances are you won’t have much luck with a primary lender, either. You’re out of options.
A loan is a necessity, but it’s just not happening. Unless you’ve considered alternative lending solutions, you should probably cut your losses and hope for the best. We know that’s not a very attractive solution. That’s why Merchant Capital Store, Inc. is here!
At Merchant Capital Store, we offer lending options which could potentially put you and your business on your feet and headed in the right direction for years to come. Even if you’re worried about your credit history, rest assured most applicants regardless of financial history and FICO scores will pass approval and receive small business financing from us.
We’re offering you the tools you need when the others won’t or can’t. We’re asking you to take advantage of our lending tools now and start your business on the right path. We have a number of options available to you, and we can serve as your money lender for years to come.
You’ve found what you’ve been looking for with our lending programs. We’ll be by your side every step of the way with available lines of credit, cash advances and other options for small business financing.
We’d like to make you aware of one very unique opportunity we offer businesses. It’s called a merchant cash advance. It is a line of credit based on your credit card sales revenue. It’s an advance on future receivables. Merchants are never billed, and the merchant cash advance is paid back within months from daily credit card volume.
Merchant cash advance is re-paid by taking a small fixed percentage from the merchant’s future card volume. It’s that simple to receive small business financing from us!
The Funding Program – 6, 9, 12 and 18 months* Here are the guidelines:
- Based on three months of future Visa/MC and check sales volume.
- The merchant’s average monthly V/MC and check sales volume is multiplied by three months.
- We can purchase up to 150% of this estimated V/MC and check monthly sales volume.
- This percentage is called the Specified Percentage.
- The merchant repays up to $1.19 for every $1.00 received.
- For $10,000 in funding (the Purchase Price) the investors will receive $11,900, (the Specified Amount).
- Funding ranges from $5,000 to $750,000 per location depending on the program.
*Rates may vary for terms longer than 6 months.
Thank you for visiting Merchant Capital Store, Inc..
Please take a moment and submit your request here regarding all of your financial needs. Once we receive your online request, we will contact you right away to help answer all of your questions and develop a catered program to help meet all of your corporate financial needs.
If you have any questions, please feel free to contact us between 9am – 5pm PST @ 1 (888) 249-0605 and one of our friendly and knowledgeable customer service representatives will be happy to assist you with all of your small business financing needs.
Thank you for your time and have a great day!