Merchant Capital Store, Inc.

Welcome and thank you for visiting MCS.  You’ve found the right source when it comes to providing working capital, small business loans, equipment leasing and customer lending programs.  Since 1994 we’ve been providing business to business lending services.  MCS has many lending options available that banks can’t and won’t provide when it comes to acquiring the money you need to effectively run your business.

MCS Business Loan Program Options

MCS knows that when it comes to running an efficient and profitable business that you need collateral from time to time to make ends meet.  Therefore, we have created several different lending programs for you, the business owner to take advantage of.

What Type of Lending Services are You Looking For?

• Small Business Loans
• Equipment Leasing
• Customer Financing -Based on Customer Personal Credit
• Customer Payment Plan -Based on Customer Valid Checking Account (NOT CREDIT)

Are you a business owner, with a small retail establishment, restaurant or medium sized organization?  If you are, then you know how difficult it can be from time to time when business is slow, overhead is high and profits are thin.

Frankly, at times, it’s difficult to make ends meet without a business line of credit in one form or another.  Your problem, of course, may not be your credit, but nevertheless banks decline you for a loan time and time again.

It’s Time for a Small Business Loan

At MCS, we have an excellent program that provides you with the money you need to keep your business going strong. Can you imagine achieving that needed financial boost for your business and not having to worry about visiting the bank just to be turned down for a loan?

With our unique plan, in the form of a merchant cash advance, you can get the money you need right now and focus on running your business.  Our cash infusion will keep your business running strong and have you looking up towards the future.

If you accept credit card payments and have at least $5,000.00 in monthly credit card payment processing receivables, you can qualify for our lending program.

We can fund your bank account within days without any hassles, monthly payments, or collateral.  Best yet, bad credit is not a challenge. Our program is set up as an advance on future processing receivables to be used for capitalizing your business.  Businesses are never billed because the merchant cash advance is paid back within months from daily credit card processing volume.

The merchant cash advance is backed by investors, risk management groups and financial institutions, who buy a fixed amount of the business’s future Visa and MasterCard sales volume.  These third party organizations review your existing cash flow and provide carefully timed funding to assure your business’s continued growth.

To qualify you’ll need:

• Minimum credit score of 500
• Minimum time in business of 9 months
• $5000 (minimum) credit card processing monthly receivables

Funding in as little as three days! 

There are three simple programs we offer businesses in need of merchant cash advance, depending on their specific financial situation.

The Funding Program – 6, 9, 12 and 18 months*

1. Based on three months of future Visa/MC and checks sales volume.2) The businesses average monthly V/MC and checks sales volume is multiplied by three months.
2. We can purchase up to 150% of this estimated V/MC and checks monthly sales volume.
3. This percentage is called the Specified Percentage.
4. The business repays up to $1.19 for every $1.00 received.
5. For $10,000 in funding (the Purchase Price) the investors will receive $11,900, (the Specified Amount).
6. Funding ranges from $5,000 to $750,000 per location depending upon your business’s monthly average sales volume (gross credit card / cash sales).

The merchant cash advance program is for strong and healthy businesses that may ask for and need a small or large sum of working capital.  We deal with each business on an individual basis, and use the 6, 9, 12 and 18 month programs predominately.

*Rates may vary for terms longer than 6 months.

Thank you for visiting Merchant Capital Store, Inc.. 

Please take a moment and submit your request here regarding all of your financial needs.  Once we receive your online request, we will contact you right away to help answer all of your questions and develop a catered program to help meet all of your corporate financial needs.

If you have any questions, please feel free to contact us between 9am – 5pm PST @ 1 (888) 249-0605 and one of our friendly and knowledgeable customer service representatives will be happy to assist you with all of your merchant cash advance needs.